UNM Los Alamos

Personal Finance & Lifestyle Planning

Personal Finance & Lifestyle Planning

Financial Management

This course will assist attendees with an understanding of: Ways to help your money work smarter and harder for you; How to estimate the amount of insurance protection you may need; the true cost of credit card debt; Three critical components sf a sound investment plan; Steps you could take to help manage taxes and potentially increase your net worth; How to calculate how much money you may need to retire; and Important estate conservation strategies.

Feb 1 | THUR 6:00 PM – 8:30 PM | Rm 203 | Peter Murphy, CFP | $45  Register


Income for Life

Find out how an annuity could help you accumulate retirement funds, manage taxes, fight the effects of inflation, and generate an income you can’t outlive. An annuity could help you: Create an income source that could last a lifetime; Manage your investment risk; Benefit from tax-deferred accumulation; Provide a death benefit to heirs; and Keep a part of your estate out of probate.

Feb 8 | THUR 6:00 PM – 8:30 PM | Rm 203 |Peter Murphy, CFP | $45  Register


Retirement Income

This course introduces concepts and practices that will help attendees make the most of their retirement assets. Attendees will learn how to size up their current situation and sources of income; Explore alternative distribution methods; understand distributive rules; how to develop an investment strategy; and to prepare for the unexpected. The registration fee includes a colorful 20 page workbook including sections to help figure out Net Cash Flow and Net Worth.

Feb 22 | THUR 6:00 PM – 8:30 PM | Rm 203| Peter Murphy, CFP |$45  Register


Individual Retirement Account (IRA) Planning

This course will cover seven strategies for IRA planning, six roll over options for your retirement plan funds, three common required minimum distribution mistakes, the difference between indirect and direct rollovers, three different options for spousal IRA beneficiaries and how to coordinate your IRA planning with your overall retirement and estate strategy.

Mar 15 | THUR 6:00 PM – 8:30 PM | Rm 203 | Peter Murphy, CFP |$45  Register


Switching Gears: Lifestyle Planning for the Next Chapter of Your Life

As you approach the conclusion of this stage of your career, it is time to consider how you will reinvent your lifestyle. The next stage of your life is a tremendous opportunity to do new things, go new places, self-actualize, and live the life of your dreams. Find out why it is important to think about how you will spend your time in retirement long before you are eligible for Social Security. To make the next chapter your life as fulfilling as possible, learn strategies for creating your unique lifestyle plan. You will be able to create your vision for the ideal path for your retirement. Workbook included with course fee. No class Apr. 28

Apr 21 and May 5 | SAT 10:00 AM – 2:00 PM | Rm 230 |Jacqueline Gould |$100  Register