UNM Los Alamos

Personal Finance & Lifestyle Planning

Personal Finance & Lifestyle Planning

Understanding Your Social Security & Medicare Options

This course will provide a basic understanding of these programs and assist students in maximizing their benefits based on individual needs and desires.  This is an interactive class in which questions and participation are encouraged and make the class especially worthwhile.
Textbook available from the UNM-LA Virtual Bookstore MBS Direct: Social Security for Decision Makers, ISBN-13: 978-1937506766
Feb 11 | SAT 9:00 AM - 1:00 PM
Peter Murphy | $55


Individual Retirement Account (IRA) Planning

This course will cover 7 strategies for IRA planning, 6 rollover options for your retirement plan funds, 3 common required minimum distribution mistakes, the difference between indirect and direct rollovers, 3 different options for spousal IRA beneficiaries and how to coordinate your IRA planning with your overall retirement and estate strategy.  
Feb 21 | TUE 6:00 – 8:30 PM
Peter Murphy | $45


College Planning: 6 Ways to Cut College Costs

Learn 6 ways to drastically cut college costs, how to use a college's Net Price Calculator to find out actually costs; the 5 sources of financial aid and which ones to prioritize, the Expected Family Contribution number, how grants and scholarships get awarded, the difference between government and private loans, how to find a college's graduation rate and why it's crucial, and the truth about athletic scholarships. 
Feb 23 | THUR 6:00 - 8:30 PM
Peter Murphy | $45


Passport to Retirement

This course will help you gain control of your finances in planning for a comfortable retirement. Review wise money management, learn how to realize more from investments, consider lifestyle issues, Social Security, and retirement plans. The information you learn in this class will provide the basic tools necessary to meet your financial life goals.
Mar 28 & Mar 30 | TUE & TH 5:30 – 9:00 PM
Peter Murphy | $75


Switching Gears: Lifestyle Planning for the Next Chapter of Your Life

As you approach the conclusion of this stage of your career, it is time to consider how you will reinvent your lifestyle. The next stage of your life is a tremendous opportunity to do new things, go new places, self-actualize and live the life of your dreams. Find out why it is important to think about how you will spend your time in retirement long before you are eligible for social security. To make the next chapter of your life as fulfilling as possible, learn strategies for creating your unique lifestyle plan. You will be able to create your vision for the ideal path for your retirement in this two session workshop.
No class Apr 15.
Cost of class includes textbook.
Apr 8 & Apr 22 | SAT 10:00 AM - 1:00 PM
Jacqueline Gould | $100